When I had a badly decayed tooth extracted, I got a partial denture to fill in the gap. I didn't mind it at first, because I was just so happy to have my painful tooth out of my mouth. Over time, I began to get tired of taking it out at night. I asked my dentist if I was could get a dental implant, and he said that my gum disease did not make me a good candidate, but a fixed bridge may be a good option for me. I went with his suggestion, and I have no regrets. I love feeling like I have a real tooth again that I don't have to remove at night. I created this blog to remind other people with a missing tooth that they have many replacement options, and if one is not for you, then try another that may be right.
Your dentist may suggest numerous cosmetic dentistry procedures to make your smile look better. Although that cosmetic procedure will boost your self-esteem and confidence, your dental insurance may deem it unnecessary and refuse to pay. Fortunately, there may be other ways to cover these costs. Here are a few of them.
1. Apply For A Cosmetic Dentistry Grant
You can apply for a grant to help fund your cosmetic dentistry procedure. Grants are available through the Cosmetic Dentistry Grants website. If the company chooses you as a recipient, your grant will provide financial assistance for numerous services. Some of these include:
There are other procedures as well. Just be aware that cosmetic dentistry grants do not cover essential dentistry services such as cleaning, fillings, and extractions. The grant also may not cover the entire cost of your procedure, and you will have to cover the balance.
Although competition is stiff, it is free to apply. Anyone with a healthy mouth is eligible, and the worst thing that can happen is finding yourself approved for the funds.
2. Utilize A Healthcare Credit Card
Several healthcare credit card companies have designed their cards to help you pay your healthcare costs. Although these costs usually are deductibles, copays, and coinsurances, your cosmetic dentistry cost would qualify as eligible expenses.
Consider using other credit cards you already have. Many lenders offer extended payment plans for expenses that exceed a certain amount. Make sure you pay off your treatment within specific time frames so you do not incur high-interest charges.
3. Apply For A Full-Coverage Dental Plan
While many dental insurance plans do not cover cosmetic procedures, some full-coverage programs do. The beauty of these plans is that they are not employer-sponsored, and anyone is eligible to apply. The downside to new full-coverage plans is that most have a waiting period before paying for cosmetic procedures.
Depending on the cost of their premium while you are waiting for coverage, this may still be a good deal. You may be able to offset the cost of your optional full-coverage plan by dropping your employer-sponsored plan or other dental insurance you carry.
4. Set Up A Payment Plan
Some dentists may offer you the option of setting up a payment plan through their dental office. While some providers use third-party financing companies such as CareCredit, others may provide services directly through their offices.
For more info, contact a local dentist or office like Thomas J Gilbert DDS PC / Royal Oak Dental.
Share29 December 2022
